But wait a minute…
Congratulations! You have been given the green light by the management to look into the company’s employee benefits after the 3 days of presentation, coupled with props, interviews, threats of union strike, effigy burning and all.Your next step now is to engage all the insurers that want to look into your claims experience, level of coverage, number of employees, total assets etc.
All good except that you may not have all the time to talk to everyone. Nor understand their terms. And the person you talk to is not good looking enough too…
You will then be grappling with endless comparisons, go for a crash course in insurance, trying to understand why and what is covered and excluded. Thankless task, you rather be watching paint dry on your neighbor’s wall.
We do all that for you, in simple English. Or Bahasa. Or even Mandarin or Cantonese. You can safely watch paint dry too.
Your company already has a plan in place. It has been the same all the years you are there, the same benefits, the same policy folder…yawn…Spice it up a bit. Seek conflicting views. Find differing benefits. One that give the maximum benefits. One that will make the employees sees you in a different light. And with increasing productivity too!
We have the nation’s 5 top insurance partners in our panel. Surely, they can make your employees dance with joy!
Normal employee benefits points to Group Tem Life (GTL), Group Critical Illness (GCI), Group Personal Accident (GPA) & Group Hospitalisation & Surgical (GHS). What other benefits can you accord to your employees?Sometimes, employees see GTL, GCI, GPA & GHS as something that is supposed to be provided for anyway, thus nothing special to them.
So make them feel special. Have special sessions for them where they can seek advise on their personal insurance and investments and also be provided with a wide range of choices for them to choose from. Help them save taxes and money by advising on their present situation and how best to be tax efficient.
We do all that.
The Directors blazed through the uncertainties to put their credibility and name to carry and map out the company’s directions to where it needs to go.But if there is a professional mistake done and all the directors get sued, it’s only fair that the company covers this liability and risk so that they can chart the company’s future without constant worry.
This applies too to the company’s officers, no matter the industry you are in.
We can cover that risk. More like transfer it onto someone else’s books.
Besides the employees, business assets forms a big chunk of the operations and any downtime resulting from unforeseen happenings such as fire, flood, theft or loss of profits will render business incapacity and causing you as an employer now to yank more hair off. Working with our partners, we will seek to identify and take away the operational business risk away from you so that you can concentrate on driving the business to greater heights.
Already have a plan to cover this part of the risk? What about getting us to quote you more options than from just one existing insurer which you may not be certain if that’s the best rate in town? Every amount saved from lower premium is profits gained from operational returns!
But wait a minute…What about protecting your share of the business? Now while you are alive and raking in millions in profits, salaries and benefits, your sudden departure may render the business operating at a less desirable level and your share of profits may be affected.
Or the departure of your business shareholder? Do you want their nominee to be in the business without any positive contribution but continue to draw salaries and bonuses? Time to really yank your hair out this time!
Talk to us for a solution that is simple and effective.
Do you know…?
97.3% business establishment in Malaysia are SMEs, 90% of which are services related (Dept of Stats).
SME contributes 35.9% GDP, 65% employment and 19% exports for Malaysia in 2014.
Target is to achieve 40% GDP contribution by 2020.
Most SMEs are based in Selangor (19.5%), KL (13.1%), Johor (10.7%), Perak (9.3%) and Sarawak (6.8%).