Commercial Business Planning
Think of it as passing the baton…
As a business owner, you are the lifeblood of your organisation, the driving force behind its success.
Have you considered what will happen to your business when you are ready to retire?
Do you have children or other family members ready to continue the family business? Or is there another successor in line who will be able to pick up the reins? If you died prematurely or became disabled, will the business you worked so hard to build be able to continue… and will your family be financially provided for?
Our representatives are trained to help business owners:
Plan to deal with the loss of a partner / key employee
Protect their income
Maximize their retirement benefits
Facilitate the continuation of their businesses
Making smart choices in estate planning
The tools we use include:
Survive your partner’s and/or key employee’s death with an agreement to buy out the shares, and a funding mechanism to finance the purchase.
Protection for Owners’ Income
Make your business work for you by letting it protect you and your loved ones from permanent disability and sudden death.
Set out your terms and conditions, and retire knowing your business will fund your retirement when you decide to step down.