for the next 7 years
stroke or heart attack, amongst the 36 illnesses. This helps you out when you are
recuperating at home. Minus the cigarettes.
bodily parts covered as per the schedule. Whether on the road, in the office or even at
home. Even covers dengue too!
have options to seek private medical treatment for any illnesses? What if you are at
for the next 7 years
Either you took the time to get one or your parents gotten you one way much earlier but wait!…..when was the last time you reviewed your plan for its intent, purposes and sufficiency? Then again, where’s the policy?! Hey!
..leave it to your parents/spouse to look into it? But isn’t it your own plan and own responsibility and own life you are talking about?
..what exactly does your plan covers? Does it gives you childbirth benefit? Female illnesses coverage? Or for the blokes, cover specific male illnesses?!
Chances are we procrastinate. Probably 9 out of 10 of us do that. Yes, us included. You too. The only people who may not procrastinate are …
And the only time we seriously look into it (provided we found the policy) is when we get hit by an illness or accident and sometimes only then we found out that we didn’t purchase the right one or the amount is insufficient to cover our needs.
Our philosophy is simple. Help us to help you review your personal plan. Tell us about your wants and needs. We will then tailor make a plan that suits your needs. After all, who is more important to you, if not yourself. Besides your favorite football team, of course.
Now you know you have a solid protection plan on hand. You can cross out protection for the time being and look into investments now, whether it’s for short, medium or longer term, local or overseas and whether it’s for retirement or education savings.For Muslims, have you look into the various investments options available to you that is Syariah compliant?
For non Muslims, unit trust is but one of the many options available on top of overseas funds, endowment savings and EPF withdrawal savings directly into Bursa Malaysia.
Chances are you may not know that you have so many options available to you out there.
Your may start at minimal or ‘what you can save only’ for now, but over time, it will build up substantially due to the power of compounding. After all, our Petronas Tower wasn’t built in one day.
Our philosophy is simple, too. Start investing. Start small, if you have to but start a plan. Nobody has ever regretted starting a savings plan but somebody will surely regret not starting one early! Imagine someone started one for you when you turned one.
We will map out for you your options based on your needs, amount to save as well as your risk level. Ever imagine owning part of Telekom Malaysia, Maxis or BAT?
What about Facebook? Or Google? Or your Nike?
based on your risk level and your learned spouse’s advise.But are your investments performing at the level you expect it to? Or the transactional charges are eating up the returns? Or you want to spice up your investments into segments not otherwise made available to you presently ie international healthcare, gold mining companies, premium brands, biotechnology, just to name a few?Our partners have wide and varied options that you can choose from. Whether local or overseas in various major currencies too.
All systems go now. Protection plan, check! Investment plan, check! Will and trust, check!You seemed to have covered all your bases.
What else is missing? Have you gotten yourself a will? Or better still, a trust? Take a look at your loved ones. Your child. When you are no longer around, can the plans you have in mind for them be executed to what you want for them?
Getting a will or trust doesn’t have to cost a bomb. We do not engage any will writer to deal with you. Instead, we engage the top will writing companies to deal direct with you. Top notch, no obligation advises. They are professionals. Buy them a cup of coffee. Buy us too!
Anything else is missing? In the midst of it all, have you spared a thought of your loved ones that may not have been protected for at all?
– Your parents? Final expenses? Given the high costs of final expenses, what are your options? How to open conversation with them on their need to get a written will? Horrible thought, huh?
– Your close relative who can’t seem to get a medical plan due to his congenital illnesses? Sometimes it’s sad to see them go through the pain and not be able to help. Maybe you actually can. Some medical plans do cover them.
– Your favorite antiques you have been accumulating over the years? Your expensive watches? Jewelleries from grandma or ex boyfriend? Have you gotten the home content insurance? No? It’s so affordable! Go get one now!
Do you know…?
Almost everyone we met tells us they have insurance.
And yet deep down inside them, they know they don’t have enough, don’t have any or don’t want to know.
What about you?
You may not need insurance. We agree.
But your loved ones do need you to have sufficient insurance.
Do it for them.
The average Malaysian only have about RM34k coverage in total. Assuming he needs a comfortable monthly expenses of RM5k, RM34k can only last him 7 months max.
How long can your coverage lasts you?